When you are a high-risk driver it can be a lot of work to find a company that is willing to sell you an auto insurance coverage and even if you find one the rates are likely to be high. You will actually be ignored by some of the companies. If this has been happening a lot then it might be that you have been put in the category of high-risk drivers by the insurance companies. If you were involved in an accident which was deemed as your fault then you will be paying premiums that are thirty percent higher than the other people. This will also happen when the accident left people with bodily injuries. DUIs are the worst because they will increase the premiums up to 150{eec0967cf246adfce94e31ca2e5a158048f50c784c4c262b90b55dd663ea6f71}. From this, you can already tell that most companies shun high-risk drivers and those who are going to give you their time are not likely to give you fair rates. Even if some companies may claim to cater to this category, you need to scrutinize them before signing up. Not all of them will give you what you are looking for.
The major insurers don’t usually offer their services to high-risk drivers. Being categorized as a high-risk driver is not the end of the word and at times it has nothing to do with your skills as a driver. Your age, where you live and having been recently licensed will contribute to that. The other factors that can contribute to this include a poor credit score and also owning an exotic vehicle. Nonetheless, not all companies will close their downs on you. One of the well-loved companies that will assist you with this is GEICO auto insurance. This stands for Government Employees Insurance Company. You will be charged relatively fair rates for a bad driver. Many customers have expressed their satisfaction with the services they are getting from the company. The rate of complaints is low standing at 0. The company is the 2nd largest in the auto insurance field covering more than 24 million vehicles.
Federal employees and military members usually enjoy great benefits with this company. It is not just individuals who are doing business with GEICO given that there are over 500 organizations and even associations who have bought auto insurance policies from them. You will also find State Farm Insurance great. It was founded back in 1922 which means it has been offering the services for more than a century. The customer satisfaction rate is at 4. To emphasize how great this is, it was computed based on reviews from ten thousand of their customers. Fifty seven percent of the people who wrote the reviews described their services as excellent. They are deemed to have reasonable prices to be one of the best auto insurers for teen drivers.